GENERAL
FUNCTION: Leads in the identification and assessment of risks (Fair
Lending, Responsible Banking, CRA) and the execution of analyses to
evaluate the Bancorp''s compliance with laws, regulations and
industry standards. Develops and executes strategies for analyzing
performance. Works mostly self directed, with minimal
supervisory oversight. Also works within department and
cross-department teams.
ESSENTIAL
DUTIES AND RESPONSIBILITIES:
.Participates
in the analysis of banking and lending policies and procedures,
including scoring systems, pricing and lending strategies, market
share data, lending trends, external influences, current regulatory
focuses, previous examination findings, and input from Audit and
Legal, to develop a clear understanding of the Bank''s lending
context as it relates to Compliance issues and risks.
.Conducts
interviews and discussions with managers at all levels to
understand models, policies, processes, guidelines and technology
platforms.
.Analyzes data
by numerous delivery channels, geographic area, product types,
facility, and even employee or officer to identify risks and
develop and recommend scope or target for the review, corrective
action/or performance gap closure. Develops and executes next steps
in analysis for closing gaps in performance.
.Develops and
reports findings to Senior Management regarding their business
lines (Legal, Audit, and Senior level Operating
Committees).
.Participates
and/or leads regular meetings with peers to build and maintain
knowledge of current and emerging issues and risk in the
environment
